Many borrowers qualify with a score of 580 or higher to access the 3.5% down payment option.
Qualified borrowers can often purchase a home with as little as 3.5% down.
Yes. Government-backed home loans remain one of the most widely used financing options for first-time homebuyers.
No. Approval is based on your ability to repay the loan rather than a specific income cap.
Yes. FHA loans are available for both purchases and refinancing.