Are you tired of renting but don’t know how you’ll come up with a down payment to purchase a home? At this stage in your life, you’ve probably met people who do outrageous things to save for their down payment. … Read More
Are you a first-time homebuyer? You’re not alone. First-time homebuyers make up about 35 percent of the housing market. While that may seem like a big number, statistics indicate that number is shrinking in recent years. Purchasing a home can … Read More
When it comes to owning a home, bigger is not always better. In fact, 60 percent of those who are living in a 2,000 square foot house would choose to move to a smaller house. We have this idea that … Read More
The Federal Housing Finance Agency (FHFA) has extended HARP through 2018. This is great news for homeowners and homebuyers alike. What is HARP (Home Affordable Refinance Program) exactly? Established in 2009, the HARP Program “enables borrowers with little or no … Read More
The commercial real estate market in the U.S. is enormous. Between 2002 and 2017, this market added value to the tune of $76.58 billion USD. Even though this market is so large, the vacancy rate is increasing. The economy is … Read More
Did you know that 64.2% of Americans own a home? Are you looking to join the ranks and grab the keys to your first house? There are many things to know before making this investment but getting your financial house … Read More
Each year, the Federal Housing Financing Agency (FHFA) issues a statement about the limitations on how much people can borrow for conventional mortgages. This is known as the conforming loan limit and it has important implications for homeowners. In 2018, … Read More
Are you looking to buy or sell a property in the next year? Wondering what the new year will bring to the housing market? Here are some real estate market changes to keep an eye out for in 2018. Supply … Read More
Buying a new home has always been part of the American dream. Nowadays, the Federal Housing Authority (FHA) is becoming more vigilant about distributing loans due to all the recent economic challenges. That’s why getting pre-approved for a loan improves … Read More
Understanding a credit score makes understanding an Olympic gymnastics score seem easy. For those of us that don’t happen to be accountants help exists. The Federal Trade Commission created several programs for understanding your rights when it comes to applying … Read More