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According to experts, the rule of thumb is that your mortgage payment should not exceed 28 percent of your monthly pretax income. Most mortgage payments do not follow that rule. Sometimes due to circumstances, such as changing jobs or the … Read More
Veterans and active duty service members face all the same challenges as other home buyers. Active duty service members also face unique challenges since they can get deployed or relocated at any time. Securing a home loan is the one … Read More
Who says you have to be married to buy a home? Getting married first and then purchasing a house may have been the norm decades ago. However, it’s not exactly the way of the world any longer. In fact, more … Read More
In 2019, the 30-year Fixed Rate Mortgage (FRM) is expected to rise to 5.1 percent. With this projected hike, now is the time to buy a house if you have been thinking of taking that step. While the primary reason … Read More
How much was the purchase of your home? Above or below the national average of $200,000? Depending how many years you have left on your mortgage, you may be considering refinancing to tap the value of your asset. There is … Read More
Are you tired of renting but don’t know how you’ll come up with a down payment to purchase a home? At this stage in your life, you’ve probably met people who do outrageous things to save for their down payment. … Read More
Are you a first-time homebuyer? You’re not alone. First-time homebuyers make up about 35 percent of the housing market. While that may seem like a big number, statistics indicate that number is shrinking in recent years. Purchasing a home can … Read More
When it comes to owning a home, bigger is not always better. In fact, 60 percent of those who are living in a 2,000 square foot house would choose to move to a smaller house. We have this idea that … Read More
The Federal Housing Finance Agency (FHFA) has extended HARP through 2018. This is great news for homeowners and homebuyers alike. What is HARP (Home Affordable Refinance Program) exactly? Established in 2009, the HARP Program “enables borrowers with little or no … Read More
The commercial real estate market in the U.S. is enormous. Between 2002 and 2017, this market added value to the tune of $76.58 billion USD. Even though this market is so large, the vacancy rate is increasing. The economy is … Read More