Did you know that 64.2% of Americans own a home? Are you looking to join the ranks and grab the keys to your first house? There are many things to know before making this investment but getting your financial house … Read More
Each year, the Federal Housing Financing Agency (FHFA) issues a statement about the limitations on how much people can borrow for conventional mortgages. This is known as the conforming loan limit and it has important implications for homeowners. In 2018, … Read More
Are you looking to buy or sell a property in the next year? Wondering what the new year will bring to the housing market? Here are some real estate market changes to keep an eye out for in 2018. Supply … Read More
Buying a new home has always been part of the American dream. Nowadays, the Federal Housing Authority (FHA) is becoming more vigilant about distributing loans due to all the recent economic challenges. That’s why getting pre-approved for a loan improves … Read More
Understanding a credit score makes understanding an Olympic gymnastics score seem easy. For those of us that don’t happen to be accountants help exists. The Federal Trade Commission created several programs for understanding your rights when it comes to applying … Read More
In 2010, 50% of all U.S. homes sales involved first-time buyers. That figure dropped to 35% in 2016. The market for property buyers in New Jersey, Pennsylvania, Virginia, Maryland, Delaware, New York, and Florida is very competitive. That’s why we … Read More
When you think of the USDA, housing probably isn’t what comes to mind. You probably think of produce and meat, all stamped with USDA approval labels. What you might not know is that USDA has a little-known foothold in the … Read More
Are you looking for a way to take advantage of the equity in your home? If you’re an older homeowner in need of additional income, the HUD program to convert home equity into cash could be an option for you. … Read More
This year, homebuyers are much more likely to see their loan applications approved. Recent FHA changes led to new guidelines regarding the lending process. If you’ve been looking to purchase a home, it may now be easier than you imagined. … Read More
Looking for a loan? You’re not alone. Are you an active duty military member, veteran or surviving spouse? Then you have one more option to consider: going through the VA. VA Specialty Loans are a great option for many people, … Read More