Floridian real estate is in heavy demand. Over 500,000 people relocated to the Sunshine State from the start of 2020 to April 2021. Florida’s cost of living and beautiful weather make it an ideal destination. Florida has many perks, but … Read More
“Fast away the old year passes” could never be more true than it is right now. With that said, I am providing for you a quick guide as to how to qualify for a traditional FNMA loan and more importantly … Read More
Photo Credit Pexels With 2021 almost behind us, I felt it would be a good idea to update you on any changes that will go into effect in 2022, as well as a reminder of the FHA Loan Program requirements … Read More
The above is an excellent question. In this blog, I am going to explain why refinancing now in 2021 makes good sense. There are several reasons why the borrowing public may be asking why their loan officer is calling them … Read More
Photo Credit Pexels Because of the ongoing COVID-19 pandemic and the state of the economy, it is no wonder that conforming loan limits were increased to $625,000 effective January 1, 2022. The overriding question now is how high could loan … Read More
Photo Credit Pexels With rates at all-time lows and loan limits on the way up, now would be the best time for a veteran who needs to upgrade his or her home, pay off high-interest credit card debts, or just … Read More
Between the pandemic, the limited inventory, and rates at very lower levels, 2021 is and continues to be a challenging year for people buying a home. Because of the rise in home prices, many buyers waited too long to buy … Read More
Almost anyone who wants to buy a home is able to, thanks to a variety of mortgage programs available for different types of borrowers. Even those who can’t fathom saving up a 20% down payment can still purchase a home … Read More
Newsflash! Conforming Loan Limits are $625,000 beginning on January 1, 2022!! Many people are paying on mortgages that fit the guidelines of being jumbo loans. Starting on January 1, 2022, the new loan limit is $625,000 instead of the 2021 … Read More
Photo Credit Pexels Because of the changing rules regarding cashing out equity in your home, the purpose of this blog is to show you the difference between a FNMA, Conforming cash-out refinance scenario and one that is covered by the … Read More