Commercial Property Loans in NJ, NY, PA, VA, MD, CO, FL, TX and OH

Commercial Property Loans:

7th Level Mortgage is strategically located in Cherry Hill, NJ and is able to provide a wide range of Commercial Loans and SBA financing in the states of New Jersey, New York, Pennsylvania, Virginia, Maryland, Colorado, Florida, Texas and Ohio.

If you are a small business owner looking for startup capital, lines of credit or more favorable financing packages or if you are an existing business owner looking to expand your current business or acquire more real estate, let 7th Level Mortgage put together a financing package for you.

7th Level Mortgage has relationships with literally hundreds of banks in order to assist you with your commercial mortgage loan financing needs. We streamline the commercial and SBA loan process for you so that you do not have to waste valuable time and money applying to multiple banks. Allow us to do the homework and shopping for you. Our team will structure your loan, compile all needed documentation, analyze and underwrite the deal and present it to the top 3 banks we know will finance the deal. You will be presented with the best possible terms of the banks we select. Once a commitment is accepted by you will walk you through the process until your loan is closed! We handle everything from beginning to end so that you don’t have to!

All of our commercial and SBA loan financing relationships work on a Fee for Performance Basis, which basically means we do not charge you any money or fees upfront until we have a loan that has been credit approved by one of our banks. STOP paying Application and due diligence fees to brokers for just looking at your loan! At 7th Level, we haven’t earned any money until we deliver what we promised – end of story.

Businesses are always looking for ways to expand. Commercial property loans can provide the means to add space for additional inventory, manufacturing, administration, or sales. But funding for this necessary extra space for your business can be challenging to locate. Our team can help because we have the knowledge and expertise required to find the right commercial property loans to fit your needs and help your business grow and thrive.

Each of our loan options can provide funds for the different needs of your business. That means we also offer SBA loans that can give you access to the capital necessary to grow your business.

Our team also provides one central point of contact for your business instead of forcing you to manage multiple loan applications. We are not only a cost-effective option for your business to get its necessary commercial property loan or working capital, but at 7th Level, our team can use their years of experience to find the right loan terms to fit your business and your budget.

Commercial property loans can be used for the purchase or renovation of commercial property, which can be used for a variety of business purposes. That means you can use these loans to purchase space that you might rent to other businesses or that can be used as a rental property, such as apartment complexes or mixed-use properties. Due to the higher risk, these loans require more due diligence but can provide a viable way to grow your business.

A commercial property loan also typically has shorter repayment terms, which can help you budget for your business across time while allowing your business to grow and meet your customers' needs. Depending on your lender, your maximum loan amount can vary.

Commercial property loans have down payment requirements ranging from 15% to 35% of the property's value. Your business credit will also play a part in determining the interest rate for your commercial property loan. Depending on the loan's requirements, your credit score may also be required as part of the underwriting.

Our team is ready to offer government-backed options or traditional conventional commercial property loans. There can be specific loan qualifications for a government-backed loan, including credit scores, business revenue, and more.

SBA loans for commercial real estate also provide another viable option for your business to expand. Plus, the interest rates are typically lower, allowing your business to get the financing necessary to purchase a property.

CDC/SBA 504 loans also provide a hybrid option that allows you to make a connection with your community. With no maximum loan amount, this can be a viable option for purchasing a commercial property.

Shopping around for the best commercial property loan involves understanding the various loan requirements and what qualifies for each of them. Our team can work with you to determine the best choice that aligns with your business plan. Let us sit down and determine what your business is eligible for and the loan requirements.

Commercial loans provide a variety of terms and financing options to fit the current needs of your business. Whether you are looking to expand into a larger space or are ready to purchase another real estate investment property, commercial loans offer flexibility in financing. Plus, our team does the work of finding the financing options that fit your needs based upon your eligibility. No more wasting time going through an application process only to learn that you do not qualify. Our experts at 7th Level recognize that your time is precious, and we do the legwork to find the right fit for you!

Our rates and terms for commercial mortgages  typically beat the competition by .5% (rates vary according to transaction) with 20 and 25 year terms depending your individual cash flow, credit and equity positions. DSCR as low as 1.10, Loan to value ratios as high as 80%. If your bank has turned you down or has not gotten back to you, give us a call and let us show you what we can do for you!