Is Buying Down My Rate a Good Idea?

posted in: Mortgages

Most people want to obtain the lowest rate possible and although it may make good sense emotionally, it doesn’t always make sense financially. What I am going to write here is whether or not it makes sense financially and exactly … Read More

2021 FHA Loan Limits in Florida

posted in: Mortgages

The qualifying FHA loan Florida guidelines for a single-family home are the same nationwide however because the loan limits are determined by the county in which you are purchasing the home, they vary. The professional loan officers at 7th Level … Read More

Income and FHA Loan Approvals

posted in: Mortgages

Photo Credit: Pexels Private mortgage companies like 7th Level Mortgage have established themselves over many years as THE lender to go to for all types of mortgages, including FHA lending. FHA lending is the easiest type of mortgage to qualify … Read More

Your Credit Score and Mortgage Rates

posted in: Mortgages

Photo Credit: Pexels When applying for a mortgage loan, there are some things you should do BEFORE beginning the application. The single most important thing for you to do is to look at your credit score(s), preferably, all three. The … Read More

Florida FHA Guidelines Made Simple

posted in: Mortgages

COVID exposed every flaw of your rental—the noise, the slow repair processes, and most of all, the money you were paying for your rental never built any equity at all. While renting is an excellent option for some people, homeownership … Read More

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