“Fast away the old year passes” could never be more true than it is right now. With that said, I am providing for you a quick guide as to how to qualify for a traditional FNMA loan and more importantly … Read More
Photo Credit Pexels With 2021 almost behind us, I felt it would be a good idea to update you on any changes that will go into effect in 2022, as well as a reminder of the FHA Loan Program requirements … Read More
The above is an excellent question. In this blog, I am going to explain why refinancing now in 2021 makes good sense. There are several reasons why the borrowing public may be asking why their loan officer is calling them … Read More
Photo Credit Pexels Because of the ongoing COVID-19 pandemic and the state of the economy, it is no wonder that conforming loan limits were increased to $625,000 effective January 1, 2022. The overriding question now is how high could loan … Read More
Photo Credit Pexels With rates at all-time lows and loan limits on the way up, now would be the best time for a veteran who needs to upgrade his or her home, pay off high-interest credit card debts, or just … Read More
Between the pandemic, the limited inventory, and rates at very lower levels, 2021 is and continues to be a challenging year for people buying a home. Because of the rise in home prices, many buyers waited too long to buy … Read More
Almost anyone who wants to buy a home is able to, thanks to a variety of mortgage programs available for different types of borrowers. Even those who can’t fathom saving up a 20% down payment can still purchase a home … Read More
Newsflash! Conforming Loan Limits are $625,000 beginning on January 1, 2022!! Many people are paying on mortgages that fit the guidelines of being jumbo loans. Starting on January 1, 2022, the new loan limit is $625,000 instead of the 2021 … Read More
Photo Credit Pexels Because of the changing rules regarding cashing out equity in your home, the purpose of this blog is to show you the difference between a FNMA, Conforming cash-out refinance scenario and one that is covered by the … Read More
Photo Credit Pexels Many years ago, when I was a loan officer, clients would call in about an advertised rate because they wanted bragging rights that they lowered their rate by perhaps 1 point. The purpose of this blog is … Read More